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What is a Line of Credit?

Line of credit is an approved loan extended to restaurant and small business owners allowing them to draw upon when the need arises. This type of financing allows merchants to pull funds from their line as needed and only pay interest on the money they take.


Business owners have 24-hour access to 5 separate loan drafts over a 6 month period. You can even request funds online!

Business Line of Credit

You’ve Got Options

What Are Lines

of Credit Loans Used For?

  • Equipment financing

  • Inventory financing

  • Expansion projects

  • Renovations & Remodels

  • Opening another location

  • Pay for franchise obligations

  • Liquor licenses

  • Buy out a business partner

  • Adding catering services

  • Revamping restaurant and bar menus

  • Upgrading POS system

  • Paying business taxes

  • Cash flow stabilization or seasonality

  • Paying off/consolidating more expensive debt


  • Must be a Brick & Mortar Business 

  • Open & Operating for at Least 12 Months

  • Minimum Annual Sales of $100,00 

  • Guarantor with Personal Credit Score higher than 551

  • Clients may have a Max of 2 Outstanding Cash Advances

  • Merchants may qualify for up to $450,000 Single Unit & $675,000 for Multi-units without the Review of Tax Returns or Financials

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